Why Hire a Insurance Lawyer Austin with a similar background to yourself: Asian, Chinese, Philippine, Vietnamese, El Salvador, Guatemalan, Canadian, German, Latino, Mexican, Spanish, Italian, Japanese, Russian, Greek, Romanian, Cuban, Korean, Indian, Hispanic, American, Foreign, Protestant, Catholic, Jewish, Hindu, Muslim, Orthodox, Mormon, or Buddhist?
If you do you will need a lawyer. The trouble is there are several thousand Attorneys out there just on the internet and the choice in finding a Insurance Lawyer Austin appropriate for your case becomes more difficult. When you are trying to find a representative there are a few guidelines you will want to follow. Below you will find out how to choose the appropriate lawyer for your needs.
When trying to find a lawyer you first must understand the case you have. Some cases are very easy to determine, for instance those who have been in an accident often have personal injury needs. Those with problems at a hospital with a medical condition will have a malpractice suit and on and on. Once you have determined the type of representative you need, finding a lawyer becomes a little easier.
You may have a general practice representative or someone you have dealt with in Insurance Lawyer Austin law. Most of us know someone who has had a attorney in the past. In this case you can ask the person for a referral. If you have a business lawyer you can ask them to recommend someone in the field of expertise you need. They will often have at least one name for you and a few to keep away from. Those who have worked with lawyers such as family or friends will also be able to give recommendations. They may say you don’t want this person or that their associate can help you. In either case you are better off to ask for a referral in finding a lawyer rather than other options.
The key to finding a representative that will help you out is knowing as much about them professionally as possible. You want to understand how many years they have practiced and what their specialty really is. Other wise you may find someone who is more out for the gain they will get rather than the gain you will get. When you deal with finding a lawyer, ask them their policies. Kind of interview them during the course of the conversation as well. Some will not charge unless the case is won, while others will charge a small fee during the entire process. It will depend on the case and of course your representative.
General Information About Pneumoconiosis - An Occupational Lung Disease
A patent is a territorial right which excludes others from making, using, selling or manufacturing. A patent get published after eighteen months from the filing or priority date.
Any person can file an opposition within six months from the patent publication based on the prescribed grounds which is called pre-grant opposition. After patent is granted, within a year a person interested can file opposition based on prescribed grounds called post grant opposition. If a person has missed these two chances, he has other option to challenge a patent at any time of patent by revocation of patents under section 64 Indian patent Act.
Patent can be revoked anytime during the life of patent by any person interested. Revocation of patents may be brought up in two ways.
1. One is the Intellectual Property Appellate Board where a revocation petition can be filed by any person interested or by the Central government.
2. Another forum is High Court where revocation of patent is argued as a counter-claim in a suit for infringement of a patent.
A notice of any petition for the revocation of a patent under Section 64 must be served to all persons appearing on the register as proprietors of the patent or to have shares or interests therein and it is not necessary to serve notice on any other person.
Revocation of patents can be brought on following grounds:
1. The invention as claimed through the claims in complete specification was claimed earlier through a valid claim contained in complete specification of another patent granted and having earlier priority date.
19. The complete specification does not clearly mention or wrongly mentions the origin or geographical source of biological material.
Other than this patent revocation can be made by Central Government directions if Invention related to Atomic Energy according to Sec 65 of Indian Patent Act and it can be revoke by public Interest according to sec 66 of Indian Patent Act.
Revocation of a Patent or Amendment of a Complete Specification on Direction from the Government in Cases related to Atomic Energy:
Under Section 65, where at any time after the grant of a patent, the Central Government is satisfied that a patent is for an invention relating to atomic energy for which a patent cannot be granted under the Atomic Energy Act, 1962, it may direct the Controller to revoke the patent. The Controller may then give notice to the patentee and all the persons who appear on the register as having an interest in the patent, and after giving them an opportunity to be heard, he may revoke the patent.
Revocation of a Patent in Public Interest:
Under Section 66, where the Central Government is of the opinion that a patent or the mode in which it is exercised is mischievous to the State or generally prejudicial to the public, it may, after giving the patentee an opportunity to be heard, make a declaration to that effect in the Official Gazette and thereupon the patent shall be deemed to be revoked.
Commercial Law - Breach of Contract - Repudiatory Breach - Non-PerformanceWhen you enlist the services of a company, you may sign a contract that specifies your rights and responsibilities as well as those of the organization. Sadly, though, many large corporations breach their contracts with consumers. Since taking action against a company's breach of contract takes significant time and resources, many people feel powerless to respond or fight back in any way and are instead forced to accept the unlawful changes.Class Action Suits for Breach of Contract Contracts are supposed to form legally binding terms between an individual and a company. If an individual breaks these terms, he or she often faces tough financial penalties. However, large companies are often able to breach their own contracts with customers, simply because customers do not always have the resources to take action against this abuse of power. Some of the types of organizations and institutions who have been known to breach contracts include:Lending corporations and banks Phone companies and cell phone carriers Insurance companies Health care organizationsCompanies who breach their contracts with customers often rely on the fact that an individual may feel powerless and thus take no action against the wrongdoing. Therefore, there is little incentive for a big company to stick to the terms of their contract. Many people fight back against unlawful contract breaches by filing a class action lawsuit. In this type of lawsuit, multiple individuals who have faced almost identical losses file a joint lawsuit against a company, conserving time and resources and ensuring that everyone affected receives equal compensation. With combined resources and the assistance of a qualified team of class action breach of contract attorneys, individuals have the power to get the fair compensation they deserve for their losses.
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Insurance Claim Denial - Know Your Rights
White collar crimes involve non-violent actions that are committed by a public official or business person that typically involve the use of deception. No weapons or violence is used in white collar crimes, so the evidence takes the form of a "paper trial," which can be followed to discover the true details of the crime.
If you have been charged with a white collar crime, it is in your best interest to contact an attorney immediately to learn more about your legal options. Lawyers who understand the complex legal process and have extensive experience handling white collar crime cases will be able to provide you with superior legal representation.
Types of White Collar Crime
A Lawyer Can Help
If you or someone you love has committed white collar crimes such as securities fraud, embezzlement, computer fraud, mail fraud, wire fraud, among others, contact a white collar criminal defense lawyer immediately. A knowledgeable and experienced lawyer will work to build a solid defense on your behalf. Contact a white collar criminal defense lawyer to learn more about the protection of your rights.
Bankruptcy: What's the Difference Between Chapter 7 and Chapter 13?
Incorporating in Indiana is an easy process that can be done by hiring an experienced lawyer or a firm that specializes in helping people incorporates. People are no longer daunted by the complexity of the incorporation process, as they have realized the numerous advantages of incorporating and how it helps build credibility for their business.
Process of Incorporating:
- The kind of corporation to be formed has to be decided on and the necessary action to be taken for incorporating the venture.
- The name of the corporation has to be selected with care. It should be original, not a duplicate of any other registered business, nor be in the list of reserved names. The name may contain the words "bank" or "banks" as long as it does not convey the impression that it offers the same services as a bank or a trust company. The name has the end with the words or the abbreviations of the words "Incorporated," "Corporation," "Company," or "Limited."
- Every corporation in Indiana has to have a registered office.
- Biennial reports have to be filed with the Secretary Of State. These reports have to include details such as corporate name, address of its registered and principal offices, names and addresses of the registered agent, and initial directors and officers.
- Taxes are as per the taxable net income of the corporations.
These are a few guidelines for incorporating in Indiana.
There are firms that offer their services as well as products to help new entrepreneurs run a successful business.
Information on Finding a Divorce Lawyer in Dallas, Texas
I've always been a fairly active person, working, taking care of my home and grandsons. Then, in November of 2008, my life was turned upside down when a motorcycling accident landed me in Shock Trauma for 28 days. From there I spent another 2 weeks a rehab hospital.
While in Shock Trauma, my lower left leg was amputated. I was kept in a medically induced coma for the first 3 weeks. When I was finally brought out of the coma, I discovered the amputation. I had suffered a severe injury to my ankle, and infection set in. Amputating my leg was the only way to save my life.
I found out that the stump, even after it was well healed, was a very tender spot. Getting used to the "pins and needles" sensations took a while. That was the EASY part; finding out my leg was gone.
Luckily, my husband was home sick the night of the accident. I say luckily, because he wasn't hurt or injured, and was able to help me when I was released from the hospitals. I had rode with a friend as a passenger. I rode my own bike, but mine wasn't running that night. I didn't think I'd ever ride again. I didn't know IF I even wanted to get back on a motorcycle!
While on crutches, I learned how to watch a 11 month old, who was still crawling, and a 3 yr old. I was the only babysitter my daughter had. Thanks to the very mature 3 yr old, and the baby gates, I was able to keep up with them. Cooking and cleaning were other things I had to learn how to do on crutches. Even with learning all this, I was determined that I would not be "handicapped' by this.
All I can say; is what a difference a year makes! Wow, when I look back to where I was a year ago, to where I'm at now, it's mind boggling. I'm now doing all the things I've done before, except actually working outside of the home, and that's only because I'm taking care of my grandsons while my daughter works. I'm fortunate that I can do this.
Life is NOT over because you lose a part of your body. You just have to persevere and maybe find new ways to do the things you once did, but YOU CAN DO IT. Having and maintaining a positive attitude is just as important as not thinking of yourself as 'handicapped', and Believing in yourself to be able to do most, if not all of what you want to accomplish. Life goes on and so must we.
70/30 Custody and Visitation Schedules
Negotiations with creditors have failed. Repossession is imminent and foreclosure proceedings have begun. Your income is simply not sufficient to pay your bills, no matter how low the payments are. It may be time to consider bankruptcy.
Bankruptcy law evolved as a reaction to the abuses surrounding debtors prison. Before the nineteenth century a prison system existed for those who didn't pay their bills. If a merchant filed a claim, the debtor was incarcerated until his debts were paid. (Women were not found in debtor's prison, not because of chivalry but because they did riot have the ability to borrow). The lender was legally responsible for the expenses of the prison stay, including food, but seldom paid. After all, a debtor would have to sue in order to enforce this law, and it was rather difficult to sue when in prison. As a result, many borrowers languished in prison for years, surviving on what their family could bring to them or, in many cases, simply starving to death. Although some lenders would doubtless not object to the renewal of debtor's prison, fortunately we live in more enlightened times. Bankruptcy was created to provide a second chance (or third, or fourth) to those hopelessly in debt It provides a mechanism to wipe the slate clean and begin anew. As times have changed, though, so has the bankruptcy code. Not all debts can be wiped out. The proceedings can be easily disqualified in the event of improper procedures. There are many things a debtor should know before resorting to bankruptcy.
The Bankruptcy Decision
There are two kinds of individual bankruptcy: Chapter 7 and Chapter 13. Chapter 7 bankruptcy, named for the chapter number in the bankruptcy code, requires a full liquidation of all debts and cancels all no-exempt debts. Chapter 13 bankruptcy is essentially a court-mandated payment plan that sets up affordable monthly payments to your creditors,
The decision to declare bankruptcy is not an easy one. Unfortunately, many bankruptcy attorneys recommend bankruptcy to just about anyone they consult with. All too often frightened consumers are advised to declare bankruptcy just to avoid a few debts. This is a mistake. Bankruptcy should truly be a last resort as the legal system meant it to be. A bankruptcy appears on your credit for ten years, and although lending criteria are slowly changing, many lenders will not even consider an applicant who has had a bankruptcy. What's more, a Chapter 7 bankruptcy can cost you most of your property. Before making a decision to declare bankruptcy, estimate how bad your situation really is. On a piece of paper, make a list of all your assets and the approximate value they could be sold for. On the other side, add up all of your debts. If the debts exceed the assets by a large percentage, you may wish to consider bankruptcy. On the other hand, if it seems that your situation may improve (you may get a new job or a second income), or if your assets are of greater value or close in value to your debts, a different approach may be appropriate.
Negotiate with your creditors
Explain your situation and ask for more time to pay. If the creditors refuse and continue to threaten garnishment tell them such action would force you into bankruptcy. No creditor wants to hear the "B" word. Using bankruptcy as a threat is a very powerful negotiating tool, confronting creditors with a choice between getting a little each month or probably getting nothing through bankruptcy. Don't try this tactic on secured creditors. They may decide to repossess your property to avoid having to go through court.
Contact Consumer Credit Counseling
As mentioned earlier in the book, Consumer Credit Counseling is a non-profit group funded by creditors to help consumers negotiate repayment plans. It is often able to negotiate payment arrangements better than the individual because of its constant contact with a variety of creditors. If you can't negotiate a satisfactory arrangement, give these people a try. Remember, the fact that you are using credit counseling may appear on your credit record.
Consider Chapter 13 bankruptcy
This kind of filing allows you to repay your debts in a court-mandated fashion and will appear on your credit record for only seven years, If negotiations fail or there simply isn't enough money to make ends meet Chapter 7 bankruptcy may be your only option. Bankruptcy does not necessarily discharge all debts. If your debts are exempt from bankruptcy, filing will do very little to improve your situation. If a co-signer was used, the debt would then be owed by the co-signer, unless that person also declared bankruptcy. In community property states a spouse's assets and debts would also be included in the bankruptcy, assuming they are community property. Consider all very carefully before deciding to file.
Non-Dischargable Debts - Bills You Have To Pay In Spite Of Bankruptcy
Certain kinds of debt cannot be automatically eliminated by bankruptcy filing. They must meet certain requirements before being eliminated by bankruptcy. If most of your debts are non-dischargeable, bankruptcy may not solve your financial dilemma. The only ways a non-dischargeable debt can be eliminated through bankruptcy are through an exception being granted by the court, a certain period of time transpiring since the debt was due, or because the creditor does not object to the discharging of the debt. Certain debts can only be discharged by an exception. They are:
The Filing Process
All the appropriate papers can be obtained from your local bankruptcy court. Consult the yellow pages under Government Services (usually in the beginning of the book) for an address and phone number. The court allows you fourteen days from the date of an emergency filing to complete the formal process. If Chapter 7 bankruptcy is being filed, you will need to send in the following forms after you have received them from the court:
· Statement of Financial Affairs.
· Schedule of Current Income and Current Expenditures.
· A schedule describing your debts.
· A schedule describing your property.
· A schedule listing exempt property.
· A summary of the above schedules.
· Statement of Intention in regard to your secured property and what you intend to do with it
· Statement of Executory Contracts describing contract that will need to be fulfilled, such as auto leases.
· Bankruptcy Petition cover sheet.
· Mailing addresses of all creditors.
· Any required local forms.
A fee will also be assessed, usually $90, due at the time of filing. The court will usually accept installments of a four-month period. An application for installments must accompany the petition.
After your petition is filed, a meeting of the creditors will be arranged. The court appoints a trustee to preside over the meeting and to be responsible for the liquidation of assets. With most smaller bankruptcies, only the person filing and the trustee will attend. The trustee, who is usually a local attorney, will ask several questions about the information on the bankruptcy documents. Call and ask the court clerk what papers you will need to bring (usually financial statements or sometimes even tax returns). If a lot of property is involved, especially if it is nonexempt, property, your creditors may show up to protest any exemptions. They may also attempt to grill you about your intent to pay the bill or about lying on your application. Answer truthfully and there shouldn't be a problem.
If the creditors' attorneys become abusive, demand a hearing before the bankruptcy judge before the proceeding goes any further. If the creditors object to any of your exemptions, they have 30 days after the creditor's meeting to file an objection with the court. The court will schedule a hearing and you will be given the opportunity to respond, although you don't have to. A creditor may also try to claim a debt as non-dischargeable because of fraudulent acts, a @ or malicious act, or embezzlement or theft. He can only accomplish this if he successfully raises the objection within sixty days of the creditors' meeting. To defend yourself, you or your attorney will have to file a written response and be prepared to argue your case in court.
Once all the requirements have been met and your intentions have been made clear, the court can declare the bankruptcy discharged. No formal hearing will be held unless you have chosen to reaffirm your debt in which case the judge will want to be sure that you understand what you are doing. After this time, provided the creditors do not raise any objections, the dischargeable debts are erased.
Picking Up The Pieces
Bankruptcy was once the lowest disgrace that could befall someone. Today, however, it is commonplace. Corporations declare bankruptcy to get out of contracts or avoid legal judgments. Individuals rely on it to protect them from a society that extends credit too quickly.
Bankruptcy does not mean that you will automatically be denied all credit for ten years. In fact, many firms look at bankruptcy as a responsible way of discharging debts when there is no other way out. Creditors fear bankruptcy, but they also realize that if they lend to someone who has declared bankruptcy, they need not worry about another bankruptcy for seven more years (you can only file once every seven years). If you happen to have a good explanation for the bankruptcy, such as medical bills, divorce, or some other catastrophic event, a creditor may be willing to overlook it and extend credit. Ask potential creditors about their policy toward bankruptcies. Their responses may be surprising.
Sprained Ankle Treatment - How to Heal an Ankle Sprain
Asbestos - 'the magical mineral' has been used world-wide as a protective material. However since the early 1900's it became known it presented a clear risk to health.
From exposure a sufferer may be diagnosed with a number of associated asbestos related diseases.
Pleural Plaques, Pleural Thickening, Asbestosis, Lung Cancer and the fatal Mesothelioma.
All present differing symptoms.
Let us take a closer look at Asbestosis
Typically Asbestosis does not tend to show symptoms for many years, often between 25 and 40 years from exposure. The main symptom is difficulty breathing namely a shortness of breath, initially on exertion but later even at rest. Others symptoms may include tiredness, a cough, chest tightness and chest pain.
A less common symptom results in the ends of fingers becoming swollen, misshaped and red due to a fluid build-up, a condition known as finger clubbing.
In some patients the effect of the disease causes only mild symptoms, whereas in other patients the disease reduces the flow of oxygen which can be fatal in some cases.
In the UK asbestos related diseases are due to peak around 2015 with over 2000 fatalities a year.