Why Hire a Veterans Benefits Lawyer El Paso with a similar background to yourself: Asian, Chinese, Philippine, Vietnamese, El Salvador, Guatemalan, Canadian, German, Latino, Mexican, Spanish, Italian, Japanese, Russian, Greek, Romanian, Cuban, Korean, Indian, Hispanic, American, Foreign, Protestant, Catholic, Jewish, Hindu, Muslim, Orthodox, Mormon, or Buddhist?
If you do you will need a lawyer. The trouble is there are several thousand Attorneys out there just on the internet and the choice in finding a Veterans Benefits Lawyer El Paso appropriate for your case becomes more difficult. When you are trying to find a representative there are a few guidelines you will want to follow. Below you will find out how to choose the appropriate lawyer for your needs.
When trying to find a lawyer you first must understand the case you have. Some cases are very easy to determine, for instance those who have been in an accident often have personal injury needs. Those with problems at a hospital with a medical condition will have a malpractice suit and on and on. Once you have determined the type of representative you need, finding a lawyer becomes a little easier.
You may have a general practice representative or someone you have dealt with in Veterans Benefits Lawyer El Paso law. Most of us know someone who has had a attorney in the past. In this case you can ask the person for a referral. If you have a business lawyer you can ask them to recommend someone in the field of expertise you need. They will often have at least one name for you and a few to keep away from. Those who have worked with lawyers such as family or friends will also be able to give recommendations. They may say you don’t want this person or that their associate can help you. In either case you are better off to ask for a referral in finding a lawyer rather than other options.
The key to finding a representative that will help you out is knowing as much about them professionally as possible. You want to understand how many years they have practiced and what their specialty really is. Other wise you may find someone who is more out for the gain they will get rather than the gain you will get. When you deal with finding a lawyer, ask them their policies. Kind of interview them during the course of the conversation as well. Some will not charge unless the case is won, while others will charge a small fee during the entire process. It will depend on the case and of course your representative.
Occupational Noise and Industrial Deafness
Peritoneal mesothelioma is a disease that occurs in the peritoneum membrane. Before proceeding ahead let's take a look what the peritoneum membrane is.
The peritoneum membrane is divided into parietal and visceral peritoneum. The visceral peritoneum lines the intestinal tract and the abdominal organs. And the parietal peritoneum envelops the abdominal cavity. These layers protect the internal organs and also secrete fluids that lubricate the organs facilitating easy movement of the organs within the abdominal cavity.
Like in the case of all types of mesothelioma, asbestos is considered to be the main cause for peritoneal mesothelioma. Asbestos can be fatal for the body and can also cause cancer along with other severe diseases.
Asbestos dust causes significant harm when it enters into the body. The dust may enter the body in two ways.
Firstly, it can enter the body through the lungs during breathing. In this case the dust travels through the lymph nodes and reaches the peritoneal cavity. Secondly, it can enter due to involuntary ingestion while working with asbestos.
It has also been found that mesothelioma can be cured by rectifying certain genes of the body. For this very purpose, gene therapy is currently being tested with as a possible treatment. Gene therapy helps to rectify the faulty genes of the body, but this process, along with immunotherapy, haven't been introduced in hospitals yet as they are still under medical scrutiny.
There are many treatments for mesothelioma but no single treatment is capable of curing the patient single handedly. Doctors therefore take a multimodality approach. It means that a combination of many treatments are used instead of a single treatment. There are several factors that determine the type of combination of treatments to be used, and it varies from case to case.
White Collar Crimes: An Overview
Asbestos - 'the magical mineral' has been used world-wide as a protective material. However since the early 1900's it became known it presented a clear risk to health.
From exposure a sufferer may be diagnosed with a number of associated asbestos related diseases.
Pleural Plaques, Pleural Thickening, Asbestosis, Lung Cancer and the fatal Mesothelioma.
All present differing symptoms.
Let us take a closer look at Asbestosis
Typically Asbestosis does not tend to show symptoms for many years, often between 25 and 40 years from exposure. The main symptom is difficulty breathing namely a shortness of breath, initially on exertion but later even at rest. Others symptoms may include tiredness, a cough, chest tightness and chest pain.
A less common symptom results in the ends of fingers becoming swollen, misshaped and red due to a fluid build-up, a condition known as finger clubbing.
In some patients the effect of the disease causes only mild symptoms, whereas in other patients the disease reduces the flow of oxygen which can be fatal in some cases.
In the UK asbestos related diseases are due to peak around 2015 with over 2000 fatalities a year.
Need advice: Veterans Benefits Lawyer El Paso ?
Texas Criminal Appeals
When you sustain an injury at work, you are entitled to worker's compensation as per your state's requirements. However, some there are several federal acts that work to protect your rights if you have been injured at particular jobs. These include the Black Lung Benefit Act, the Federal Employees' Compensation Act, the Federal Employer's Liability Act, the Federal Jones Act, and the Longshore and Harbor Worker Compensation Act. This article provides an overview of these acts, and a brief explanation of when injuries may deserve more than just workers' comp.
Black Lung Benefit Act (BLBA). Because of the terrible damages accrued by coal miners in their chosen field, the worker's compensation is federally regulated. Breathing coal dust causes things like pneumoconiosis, or black lung disease. This horrid illness can completely disable a person. For those who are wholly unable to work due to black lung disease, BLBA gives monthly monetary assistance to the victim and the victim's family, as well as providing medical benefits. Because black lung is so deadly, BLBA can also offer payments to the survivors of a miner who died of pneumoconiosis.
Longshore and Harbor Worker Compensation Act (LHWCA). Basically an extension of the Jones Act, the LHWCA provides benefits to workers that are not covered by the Jones Act. This includes compensation for both injury and disease that occur as a result of working on navigable waters.
Usually, a person can obtain financial help if they are injured on a job. However, sometimes injuries are beyond regular, expected occurrences. If someone acts negligently and causes you to sustain an injury, this can count as personal injury where you can sue for more monetary assistance.
For more information on personal injury law, check out the Phoenix personal injury law experts at the law firm of Haralson, Miller, Pitt, Feldman & McAnally, P.L.C. today.
Can I File For Bankruptcy For Free?
70/30 physical custody schedule is a schedule often chosen by parents or the court. With a 70/30 schedule, your child will spend 70% of their time with one parent and 30% of their time with another. This schedule allows for your child to spend the majority of time with one parent but still be a significant part of the other parents life.
Below are two existing time schedules for you to consider if 70/30 custody works best for your situation:
Every Third Week
This schedule works by having your child live for two weeks at one parents home and then one week at the second parents home. A great benefit of this schedule is your child still spends time living with each parent for longer time periods.
This schedule can be harder because only one parent has the weekends. Sometime the parent who has the child during the week, often feels like they do all the hard work while the other parent gets to play. However, this schedule is great if it works for all parties involved especially if one parent works on the weekends or travels frequently.
The 70/30 physical custody schedule is a great option and there are other choices out there of time schedules. The important thing for you is to research all your options so you can make the best choice for your child.
Prepare for a Civil Litigation Case With an Experienced Attorney
Can you have any control on whether you will lose your sense of hearing? There are many causes of deafness and certainly some are preventable.
Deafness can vary from mild to severe. Deafness at birth is called congenital deafness and that which occurs after birth is called adventitious deafness. The causes of adventitious deafness are many. Lifestyle has a vital responsibility for cause of hearing loss and one of the main causes of adventitious deafness is noise. Some common causes of deafness are:
o Hereditary Disorders: Hereditary deafness happens when the parents pass the defect on to their children. It means that people are born deaf and this is generally caused by the malformations of the inner ear.
o Genetic Disorders: Genetic deafness occurs when the baby is in the mother's womb.
o Prenatal Exposure to Disease: When pregnant mothers suffer from rubella, influenza or mumps, the baby born will either be deaf or will have some hearing problem.
o Tinnitus: Tinnitus is the ringing sound in the ears. Middle ear infection and damage caused by loud noises can cause tinnitus. This disease can cause psychiatric symptoms.
o Occupational Hearing Loss: Men working in bars, pubs, and nightclubs are liable to have their sense of hearing impaired. Such people are exposed to loud noise most of the time. The deafness is caused by the damage to the hair cells of the organ of Corti in the cochlea.
In addition to the above causes of deafness, there are many unknown causes. Loss of hearing is a serious problem. Some say it is worse than losing one's sight. People lose their quality of life due to the isolating nature of the condition.
Employment Law - Unfair Dismissal - Contract for Service - Agency
Real Estate is anything related to the construction and development of land and buildings either commercial or residential. This seems to be a very simple concept, but there are many legal disciplines included. Real Estate Law governs who may use an own the land or buildings.
Some terms to note in the Real Estate Law:
• The title is the official legal term which describes the owner of the property
• The mortgage is lending money at interest in exchange of title on the debtor's property. After the successful completion of the debt payment, the conveyance of the title becomes void.
• Foreclosure is the term used if the lender takes control of the house or any property used for mortgage if the debtor fails to pay back the amount
• All the clearances both from the buyer and the builder should need to be made before selling. The builder needs to disclose the information regarding the apartment.
The builders are allowed to sell the property only after getting proper clearances
RERA, is the central law, but as Real Estate is subjected to state, the state governments have a major role in implementing this act. However the various other related practice area to the Real Estate law include Tax Law, Landlord Tenant Law, Accidents and Injuries, Estate Planning, Insurance Law.
Automobile Accidents - Does an Auto Insurance Company Require a Police Report?
Negotiations with creditors have failed. Repossession is imminent and foreclosure proceedings have begun. Your income is simply not sufficient to pay your bills, no matter how low the payments are. It may be time to consider bankruptcy.
Bankruptcy law evolved as a reaction to the abuses surrounding debtors prison. Before the nineteenth century a prison system existed for those who didn't pay their bills. If a merchant filed a claim, the debtor was incarcerated until his debts were paid. (Women were not found in debtor's prison, not because of chivalry but because they did riot have the ability to borrow). The lender was legally responsible for the expenses of the prison stay, including food, but seldom paid. After all, a debtor would have to sue in order to enforce this law, and it was rather difficult to sue when in prison. As a result, many borrowers languished in prison for years, surviving on what their family could bring to them or, in many cases, simply starving to death. Although some lenders would doubtless not object to the renewal of debtor's prison, fortunately we live in more enlightened times. Bankruptcy was created to provide a second chance (or third, or fourth) to those hopelessly in debt It provides a mechanism to wipe the slate clean and begin anew. As times have changed, though, so has the bankruptcy code. Not all debts can be wiped out. The proceedings can be easily disqualified in the event of improper procedures. There are many things a debtor should know before resorting to bankruptcy.
The Bankruptcy Decision
There are two kinds of individual bankruptcy: Chapter 7 and Chapter 13. Chapter 7 bankruptcy, named for the chapter number in the bankruptcy code, requires a full liquidation of all debts and cancels all no-exempt debts. Chapter 13 bankruptcy is essentially a court-mandated payment plan that sets up affordable monthly payments to your creditors,
The decision to declare bankruptcy is not an easy one. Unfortunately, many bankruptcy attorneys recommend bankruptcy to just about anyone they consult with. All too often frightened consumers are advised to declare bankruptcy just to avoid a few debts. This is a mistake. Bankruptcy should truly be a last resort as the legal system meant it to be. A bankruptcy appears on your credit for ten years, and although lending criteria are slowly changing, many lenders will not even consider an applicant who has had a bankruptcy. What's more, a Chapter 7 bankruptcy can cost you most of your property. Before making a decision to declare bankruptcy, estimate how bad your situation really is. On a piece of paper, make a list of all your assets and the approximate value they could be sold for. On the other side, add up all of your debts. If the debts exceed the assets by a large percentage, you may wish to consider bankruptcy. On the other hand, if it seems that your situation may improve (you may get a new job or a second income), or if your assets are of greater value or close in value to your debts, a different approach may be appropriate.
Negotiate with your creditors
Explain your situation and ask for more time to pay. If the creditors refuse and continue to threaten garnishment tell them such action would force you into bankruptcy. No creditor wants to hear the "B" word. Using bankruptcy as a threat is a very powerful negotiating tool, confronting creditors with a choice between getting a little each month or probably getting nothing through bankruptcy. Don't try this tactic on secured creditors. They may decide to repossess your property to avoid having to go through court.
Contact Consumer Credit Counseling
As mentioned earlier in the book, Consumer Credit Counseling is a non-profit group funded by creditors to help consumers negotiate repayment plans. It is often able to negotiate payment arrangements better than the individual because of its constant contact with a variety of creditors. If you can't negotiate a satisfactory arrangement, give these people a try. Remember, the fact that you are using credit counseling may appear on your credit record.
Consider Chapter 13 bankruptcy
This kind of filing allows you to repay your debts in a court-mandated fashion and will appear on your credit record for only seven years, If negotiations fail or there simply isn't enough money to make ends meet Chapter 7 bankruptcy may be your only option. Bankruptcy does not necessarily discharge all debts. If your debts are exempt from bankruptcy, filing will do very little to improve your situation. If a co-signer was used, the debt would then be owed by the co-signer, unless that person also declared bankruptcy. In community property states a spouse's assets and debts would also be included in the bankruptcy, assuming they are community property. Consider all very carefully before deciding to file.
Non-Dischargable Debts - Bills You Have To Pay In Spite Of Bankruptcy
Certain kinds of debt cannot be automatically eliminated by bankruptcy filing. They must meet certain requirements before being eliminated by bankruptcy. If most of your debts are non-dischargeable, bankruptcy may not solve your financial dilemma. The only ways a non-dischargeable debt can be eliminated through bankruptcy are through an exception being granted by the court, a certain period of time transpiring since the debt was due, or because the creditor does not object to the discharging of the debt. Certain debts can only be discharged by an exception. They are:
The Filing Process
All the appropriate papers can be obtained from your local bankruptcy court. Consult the yellow pages under Government Services (usually in the beginning of the book) for an address and phone number. The court allows you fourteen days from the date of an emergency filing to complete the formal process. If Chapter 7 bankruptcy is being filed, you will need to send in the following forms after you have received them from the court:
· Statement of Financial Affairs.
· Schedule of Current Income and Current Expenditures.
· A schedule describing your debts.
· A schedule describing your property.
· A schedule listing exempt property.
· A summary of the above schedules.
· Statement of Intention in regard to your secured property and what you intend to do with it
· Statement of Executory Contracts describing contract that will need to be fulfilled, such as auto leases.
· Bankruptcy Petition cover sheet.
· Mailing addresses of all creditors.
· Any required local forms.
A fee will also be assessed, usually $90, due at the time of filing. The court will usually accept installments of a four-month period. An application for installments must accompany the petition.
After your petition is filed, a meeting of the creditors will be arranged. The court appoints a trustee to preside over the meeting and to be responsible for the liquidation of assets. With most smaller bankruptcies, only the person filing and the trustee will attend. The trustee, who is usually a local attorney, will ask several questions about the information on the bankruptcy documents. Call and ask the court clerk what papers you will need to bring (usually financial statements or sometimes even tax returns). If a lot of property is involved, especially if it is nonexempt, property, your creditors may show up to protest any exemptions. They may also attempt to grill you about your intent to pay the bill or about lying on your application. Answer truthfully and there shouldn't be a problem.
If the creditors' attorneys become abusive, demand a hearing before the bankruptcy judge before the proceeding goes any further. If the creditors object to any of your exemptions, they have 30 days after the creditor's meeting to file an objection with the court. The court will schedule a hearing and you will be given the opportunity to respond, although you don't have to. A creditor may also try to claim a debt as non-dischargeable because of fraudulent acts, a @ or malicious act, or embezzlement or theft. He can only accomplish this if he successfully raises the objection within sixty days of the creditors' meeting. To defend yourself, you or your attorney will have to file a written response and be prepared to argue your case in court.
Once all the requirements have been met and your intentions have been made clear, the court can declare the bankruptcy discharged. No formal hearing will be held unless you have chosen to reaffirm your debt in which case the judge will want to be sure that you understand what you are doing. After this time, provided the creditors do not raise any objections, the dischargeable debts are erased.
Picking Up The Pieces
Bankruptcy was once the lowest disgrace that could befall someone. Today, however, it is commonplace. Corporations declare bankruptcy to get out of contracts or avoid legal judgments. Individuals rely on it to protect them from a society that extends credit too quickly.
Bankruptcy does not mean that you will automatically be denied all credit for ten years. In fact, many firms look at bankruptcy as a responsible way of discharging debts when there is no other way out. Creditors fear bankruptcy, but they also realize that if they lend to someone who has declared bankruptcy, they need not worry about another bankruptcy for seven more years (you can only file once every seven years). If you happen to have a good explanation for the bankruptcy, such as medical bills, divorce, or some other catastrophic event, a creditor may be willing to overlook it and extend credit. Ask potential creditors about their policy toward bankruptcies. Their responses may be surprising.