Estate Planning Lawyer San Antonio

Why Hire a Estate Planning Lawyer San Antonio with a similar background to yourself: Asian, Chinese, Philippine, Vietnamese, El Salvador, Guatemalan, Canadian, German, Latino, Mexican, Spanish, Italian, Japanese, Russian, Greek, Romanian, Cuban, Korean, Indian, Hispanic, American, Foreign, Protestant, Catholic, Jewish, Hindu, Muslim, Orthodox, Mormon, or Buddhist?

If you do you will need a lawyer. The trouble is there are several thousand Attorneys out there just on the internet and the choice in finding a Estate Planning Lawyer San Antonio appropriate for your case becomes more difficult. When you are trying to find a representative there are a few guidelines you will want to follow. Below you will find out how to choose the appropriate lawyer for your needs.

Personal Attorney

When trying to find a lawyer you first must understand the case you have. Some cases are very easy to determine, for instance those who have been in an accident often have personal injury needs. Those with problems at a hospital with a medical condition will have a malpractice suit and on and on. Once you have determined the type of representative you need, finding a lawyer becomes a little easier.

You may have a general practice representative or someone you have dealt with in Estate Planning Lawyer San Antonio law. Most of us know someone who has had a attorney in the past. In this case you can ask the person for a referral. If you have a business lawyer you can ask them to recommend someone in the field of expertise you need. They will often have at least one name for you and a few to keep away from. Those who have worked with lawyers such as family or friends will also be able to give recommendations. They may say you don’t want this person or that their associate can help you. In either case you are better off to ask for a referral in finding a lawyer rather than other options.

The key to finding a representative that will help you out is knowing as much about them professionally as possible. You want to understand how many years they have practiced and what their specialty really is. Other wise you may find someone who is more out for the gain they will get rather than the gain you will get. When you deal with finding a lawyer, ask them their policies. Kind of interview them during the course of the conversation as well. Some  will not charge unless the case is won, while others will charge a small fee during the entire process. It will depend on the case and of course your representative.

Personal Injury Litigation

Industrial Deafness Hearing Loss Compensation!

Regrettably, most of us will experience a road traffic accident at some time in our lives. If you are involved a road traffic accident, even if you are fortunate enough to not be injured, there is valuable advice you should follow including things that you should and shouldn't do.

If you, a friend or a loved one is unfortunate enough to suffer a personal injury from a road traffic accident, you should consult a personal injury solicitor

Don't Move!

If involved in a road traffic accident resulting in injury, or sizeable damage to your vehicle, don't move from the scene of the accident until the police arrive and advise that you're OK to leave. If you're in any way unsure about the 'quantum' or amount of financial damage caused by an accident; take care of your actions as these can impact on any claim you make and affect any testimony you may have to make in court.

Seek Medical Help

Has someone been injured in the road traffic accident? Are you or anyone at the scene trained first aid? Then get them, or yourself to the injured immediately. Ensure that injured person isn't moved. Instruct the nearest person to contact the police and report the accident. Giving details of who is injured, how many persons are involved so that suitable emergency help is dispatched. Do what you can to warn and divert oncoming traffic away from the accident using hazard lights and any warning triangles available.

Typically, shock and adrenaline caused by any accident can hide the true symptoms of your accident.

Be sure to give the medical practitioner as much information as possible about how you're feeling as a result of the road traffic accident including:

i) loss of memory ii) headaches iii) blood or fluid in your ear iv) dizziness v) ringing in the ears vi) disorientation vii)nausea viii) confusion or other unusual physical or mental feelings

To prevent the onset of a concussion or other head and brain injuries do not avoid speaking to a medical practitioner or a doctor.

Car Accident Litigation

What Is a Real Estate CRM?

Family feuds can be dangerous as far as dividing or sharing and managing property and money left by a deceased person is concerned. A will can however make all the difference for those you leave behind when you are gone because you guide them on how to handle everything that you have left behind. Writing a will is therefore very important but you also need to ensure that your will is valid and reasonable. A will lawyer can help you with the process and to guide you as well on your options in decision making, advice on the will and double checking to see that the will interprets your instructions correctly.

You need to consider hiring a will lawyer if you face inheritance tax payments and you have a complicated family position that could result into fights after you leave such as previous marriages and children. If you have overseas assets and run businesses that you expect to be part of your estate you should also consider having the intervention of a good lawyer to handle the process with you. He will make sure your estate is handled as per your interests and will also offer sane options and advice to help you sought out tricky situations. Here are some of the other reasons why a lawyer is of great help with your will.

4. The lawyer will handle the complicated areas for you especially as far as the laws of inheritance are concerned which can be very complicated. The lawyers are familiar with state laws and will help you make the right choice even with trusts and inheritance tax.

5. When you use the services, you can be sure that your will is kept safely until it is time to unleash it. This means that you are not likely to be pressured to making changes to the will without the knowledge and involvement of your lawyer and the will remains at no risk of getting lost, misplaced or destroyed. Most keep the wills in fireproof safes free of charge for you.

Need  advice:  Estate Planning Lawyer San Antonio ?

Car Accident Lawyers In

Common Defenses to Florida Breach of Contract Claims

Insurance companies are not quick to advertise that good faith claims standards require them to investigate your insurance claim in a prompt and reasonable manner. Nor can they force you into an unwarranted insurance dispute grounded in unreasonable delay tactics and excessive demands.

The purpose of a legitimate insurance investigation is to pave the way for a fair and reasonable claim settlement. In the minority of situations where a claim denial is warranted, that insurance claim denial must be based on a solid and impartial investigation.

But unfortunately, dishonest insurance companies find ways to deny claim settlements rather than pay them. And these shady practices are based on the chance that by forcing you to wait, by forcing you to bow to their demands, you will eventually give up.

The more frequent unfair claim settlement schemes include unfair policy interpretations, unfounded coverage decisions, unreasonable demands for supporting information, and the most frequent of them all, the "ongoing investigation".

These practices are conceived to generate extensive insurance claim delays, all without justification, all flawed. Following weeks and months of delays, you are at their mercy, not knowing whether your legitimate insurance claim will be honored or unfairly denied. And that's the plan.

Here are some additional insurance claim help tips.

Study the "Unfair Claims Settlement Practices Act" for your state. Educate yourself on the laws and regulations that apply to unfair insurance practices. While these laws include penalties for unfair insurance practices, the authorities cannot intercede on your individual claim. Instead, take your knowledge of those laws to intervene on your own.

If the claim denial was issued by your insurance company, carefully study your policy. You must understand what your rights are according to that policy. And look specifically for appeals and review processes detailed in the policy. Some policy conditions require that you must meet these conditions before you can take further action, including the filing of a lawsuit.

An insurance denial must provide the specific conditions for that claim denial. An insurance company cannot ignore your claim, or place such obstacles in your way that you cannot possibly satisfy the unreasonable conditions. To the contrary, the company must resolve your insurance claim, and that resolution must be based on fairness and impartiality.

Personal Lawyer

What Causes Chronic Bronchitis?

Reasons to incorporate your small business out of state

So you've decided to incorporate your small business and protect your personal assets. Unless you live in Delaware, Nevada or Wyoming, you're probably considering incorporating out of state. Nevada has no corporate income tax on profits, no state annual franchise tax and no annual personal income tax. Delaware offers so much protection and flexibility that most of the companies listed on the NYSE are incorporated there. Despite all the reasons giant corporations are typically located out of state it might be advantageous for your small business to incorporate in its home state. Here's why.

Hassles and expenses of incorporating out of state

Well, what's it going to be then, eh?

Unfortunately the decision to incorporate out of state is not as simple as choosing the type font for your letterhead. There are several different factors to influence your decision. The most important of which are your state of operation's tax laws and the size of your business. This is definitely not a decision that should be left to one person. Speak with as many qualified CPAs, attorneys and most importantly business owners who've been in a similar position before making a decision that could be very costly indeed.

Auto Injury

Which Court Will I Go to?

Not everyone is well versed with the employment law of London. For this there are special employment law solicitors, and redundancy law solicitors. London employment law solicitors help the companies in formulating contracts and preparing the staff handbook as the per the city's law. These people have the necessary experience in dealing with issues related with service very keenly. They will help you in exactly help in putting the needs of both the recruiter and staff member legally & also see that no one is breaching the terms of contract. Only in special cases the redundancies or dismissal of an employee occurs.

But at times, company needs to dismiss the employee due to special reasons. One such situation is happening all over the world right now. This years' global financial crisis has resulted in lay off plans by most of the companies. Therefore, it becomes necessary both for employees or employer to handle the things legally. As an employee it is very important for you to know your "employment rights". Recently, there have been more hue and cries from the employee's side. People are handed over with the pink slip within seconds. If you have been one of them and think that upon suing the company you can get back the job or the compensation, well hire a good employment lawyer now. At times, we fail to interpret the legal language rightly and as the results see that everything is in on our side. But things are not that easy as one sees them. Even a single word has many synonymous and a comma can make a difference. But always the companies are not at fault. Usually the companies have some employment policies mentioned in the staff books, which needs to be checked for the recent changes. So beware. A good solicitor will study the things carefully and tell you what exactly can be done.

The job of employment law solicitors is not limited maintenance of employers and employee contract. Rather they have wide range of services to offer. To know how London employment law solicitors can be helpful to you, call an employment law solicitors, now.

Top Injury Lawyer

What Causes Chronic Bronchitis?

Negotiations with creditors have failed. Repossession is imminent and foreclosure proceedings have begun. Your income is simply not sufficient to pay your bills, no matter how low the payments are. It may be time to consider bankruptcy.

Bankruptcy law evolved as a reaction to the abuses surrounding debtors prison. Before the nineteenth century a prison system existed for those who didn't pay their bills. If a merchant filed a claim, the debtor was incarcerated until his debts were paid. (Women were not found in debtor's prison, not because of chivalry but because they did riot have the ability to borrow). The lender was legally responsible for the expenses of the prison stay, including food, but seldom paid. After all, a debtor would have to sue in order to enforce this law, and it was rather difficult to sue when in prison. As a result, many borrowers languished in prison for years, surviving on what their family could bring to them or, in many cases, simply starving to death. Although some lenders would doubtless not object to the renewal of debtor's prison, fortunately we live in more enlightened times. Bankruptcy was created to provide a second chance (or third, or fourth) to those hopelessly in debt It provides a mechanism to wipe the slate clean and begin anew. As times have changed, though, so has the bankruptcy code. Not all debts can be wiped out. The proceedings can be easily disqualified in the event of improper procedures. There are many things a debtor should know before resorting to bankruptcy.

The Bankruptcy Decision

There are two kinds of individual bankruptcy: Chapter 7 and Chapter 13. Chapter 7 bankruptcy, named for the chapter number in the bankruptcy code, requires a full liquidation of all debts and cancels all no-exempt debts. Chapter 13 bankruptcy is essentially a court-mandated payment plan that sets up affordable monthly payments to your creditors,

The decision to declare bankruptcy is not an easy one. Unfortunately, many bankruptcy attorneys recommend bankruptcy to just about anyone they consult with. All too often frightened consumers are advised to declare bankruptcy just to avoid a few debts. This is a mistake. Bankruptcy should truly be a last resort as the legal system meant it to be. A bankruptcy appears on your credit for ten years, and although lending criteria are slowly changing, many lenders will not even consider an applicant who has had a bankruptcy. What's more, a Chapter 7 bankruptcy can cost you most of your property. Before making a decision to declare bankruptcy, estimate how bad your situation really is. On a piece of paper, make a list of all your assets and the approximate value they could be sold for. On the other side, add up all of your debts. If the debts exceed the assets by a large percentage, you may wish to consider bankruptcy. On the other hand, if it seems that your situation may improve (you may get a new job or a second income), or if your assets are of greater value or close in value to your debts, a different approach may be appropriate.

Negotiate with your creditors

Explain your situation and ask for more time to pay. If the creditors refuse and continue to threaten garnishment tell them such action would force you into bankruptcy. No creditor wants to hear the "B" word. Using bankruptcy as a threat is a very powerful negotiating tool, confronting creditors with a choice between getting a little each month or probably getting nothing through bankruptcy. Don't try this tactic on secured creditors. They may decide to repossess your property to avoid having to go through court.

Contact Consumer Credit Counseling

As mentioned earlier in the book, Consumer Credit Counseling is a non-profit group funded by creditors to help consumers negotiate repayment plans. It is often able to negotiate payment arrangements better than the individual because of its constant contact with a variety of creditors. If you can't negotiate a satisfactory arrangement, give these people a try. Remember, the fact that you are using credit counseling may appear on your credit record.

Consider Chapter 13 bankruptcy

This kind of filing allows you to repay your debts in a court-mandated fashion and will appear on your credit record for only seven years, If negotiations fail or there simply isn't enough money to make ends meet Chapter 7 bankruptcy may be your only option. Bankruptcy does not necessarily discharge all debts. If your debts are exempt from bankruptcy, filing will do very little to improve your situation. If a co-signer was used, the debt would then be owed by the co-signer, unless that person also declared bankruptcy. In community property states a spouse's assets and debts would also be included in the bankruptcy, assuming they are community property. Consider all very carefully before deciding to file.

Non-Dischargable Debts - Bills You Have To Pay In Spite Of Bankruptcy

Certain kinds of debt cannot be automatically eliminated by bankruptcy filing. They must meet certain requirements before being eliminated by bankruptcy. If most of your debts are non-dischargeable, bankruptcy may not solve your financial dilemma. The only ways a non-dischargeable debt can be eliminated through bankruptcy are through an exception being granted by the court, a certain period of time transpiring since the debt was due, or because the creditor does not object to the discharging of the debt. Certain debts can only be discharged by an exception. They are:

The Filing Process

All the appropriate papers can be obtained from your local bankruptcy court. Consult the yellow pages under Government Services (usually in the beginning of the book) for an address and phone number. The court allows you fourteen days from the date of an emergency filing to complete the formal process. If Chapter 7 bankruptcy is being filed, you will need to send in the following forms after you have received them from the court:

· Statement of Financial Affairs.

· Schedule of Current Income and Current Expenditures.

· A schedule describing your debts.

· A schedule describing your property.

· A schedule listing exempt property.

· A summary of the above schedules.

· Statement of Intention in regard to your secured property and what you intend to do with it

· Statement of Executory Contracts describing contract that will need to be fulfilled, such as auto leases.

· Bankruptcy Petition cover sheet.

· Mailing addresses of all creditors.

· Any required local forms.

A fee will also be assessed, usually $90, due at the time of filing. The court will usually accept installments of a four-month period. An application for installments must accompany the petition.

After your petition is filed, a meeting of the creditors will be arranged. The court appoints a trustee to preside over the meeting and to be responsible for the liquidation of assets. With most smaller bankruptcies, only the person filing and the trustee will attend. The trustee, who is usually a local attorney, will ask several questions about the information on the bankruptcy documents. Call and ask the court clerk what papers you will need to bring (usually financial statements or sometimes even tax returns). If a lot of property is involved, especially if it is nonexempt, property, your creditors may show up to protest any exemptions. They may also attempt to grill you about your intent to pay the bill or about lying on your application. Answer truthfully and there shouldn't be a problem.

If the creditors' attorneys become abusive, demand a hearing before the bankruptcy judge before the proceeding goes any further. If the creditors object to any of your exemptions, they have 30 days after the creditor's meeting to file an objection with the court. The court will schedule a hearing and you will be given the opportunity to respond, although you don't have to. A creditor may also try to claim a debt as non-dischargeable because of fraudulent acts, a @ or malicious act, or embezzlement or theft. He can only accomplish this if he successfully raises the objection within sixty days of the creditors' meeting. To defend yourself, you or your attorney will have to file a written response and be prepared to argue your case in court.

Once all the requirements have been met and your intentions have been made clear, the court can declare the bankruptcy discharged. No formal hearing will be held unless you have chosen to reaffirm your debt in which case the judge will want to be sure that you understand what you are doing. After this time, provided the creditors do not raise any objections, the dischargeable debts are erased.

Picking Up The Pieces

Bankruptcy was once the lowest disgrace that could befall someone. Today, however, it is commonplace. Corporations declare bankruptcy to get out of contracts or avoid legal judgments. Individuals rely on it to protect them from a society that extends credit too quickly.

Bankruptcy does not mean that you will automatically be denied all credit for ten years. In fact, many firms look at bankruptcy as a responsible way of discharging debts when there is no other way out. Creditors fear bankruptcy, but they also realize that if they lend to someone who has declared bankruptcy, they need not worry about another bankruptcy for seven more years (you can only file once every seven years). If you happen to have a good explanation for the bankruptcy, such as medical bills, divorce, or some other catastrophic event, a creditor may be willing to overlook it and extend credit. Ask potential creditors about their policy toward bankruptcies. Their responses may be surprising.

Personal Attorney

Grants vs. Contracts

When filing bankruptcy in Texas, depending on where you are, you will file at the Eastern, Western, Northern, or Southern Courts. If you are a Dallas resident, you would file in the Northern District Court. Texas has some very unique bankruptcy laws not found in other states. What laws are those? Are you eligible to file? What should you file? And who can help?

Are you eligible?
The following numbers are the Texas median incomes, from one person to a family of four: $38,801, $55,660, $59,011, $66,145, and more if your family is larger. If you make more than those numbers, you do not qualify for a Chapter 7 bankruptcy. On the other hand, you likely qualify for Chapter 13, where you would have to owe over $360,475 in unsecured debts and secured debts over $1,081,400 to not be eligible. Chapter 13 bankruptcy eligibility is the same in all states. Chapter 7 eligibility is different in all states.

Prepare for After
After you file bankruptcy, you have to be prepared for some new challenges and tough decisions. You may have to put your family on a tight budget. You may have to sell off certain assets. However, you should think positive: you'll likely be back on your feet and have your credit rebuilt in a few years. If you are able to continue working for find a job, yo can avoid a second bankruptcy.

Search Locally and Online for a Lawyer
If you're going to file bankruptcy, hire someone experienced in Texas bankruptcy law. If you have a home you are trying to protect, one of the first questions to ask is how the Texas homestead exemption can help. You have to pay for a lawyer, so pay for value. If you feel a lawyer is not a good fit, find a new one.


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Estate Planning Lawyer San Antonio