How Can I Learn More About Negotiating with my Insurance Company?
One of the best ways to become skilled in negotiating with an insurance company is by talking to the experts – Hilshire Village attorneys and public adjusters. Experienced lawyers deal with insurance providers on a regular basis, and are intimately familiar with lowball tactics, as well as what is a fair amount settle for.
Consult with an Hilshire Village insurance bad faith attorney about ways you can negotiate with an adjustor to get the best settlement offer. Or, if you don’t feel comfortable negotiating on your own, consider hiring legal representation to intercede on your behalf to make sure you get the compensation you deserve.
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The State of Florida licenses Public Adjusters to represent individuals in claims against insurance companies. Typically, a Public Adjuster works in areas of property losses, such as a home damaged by fire. The PA investigates and evaluates a claim and works to maximize the recovery of the homeowner.
A relatively unknown area of licensing in FL is the Health Public Adjuster. This job involves maximizing the recovery of health insurance benefits by a claimant. The HPA works to negotiate coverage, when coverage is limited or denied. Like other Public Adjusters, the HPA is paid a contingency fee which is a percentage of the recovery. While Public Adjusters are required to serve a 1 year apprenticeship, complete the Accredited Claims Adjuster Designation and pass the state test, these requirements do not apply to the Health Public Adjuster (3-40).
See the Florida Department of Financial Services website for more information:
Do I have to apply for the 31-20 Public Adjuster Apprentice License to adjust only Health or Workers Compensation? No.
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The memories of good times, good food and a parade that only comes once a year will linger with all of us some time now that this year's national holiday of Thanksgiving has passed. The annual parade that takes place in NY City has become a spectator's dream - something that fairy tales are made of.
From the insurance perspective of course, such a huge pageant needs more than average protective coverage. In fact, there is specialized insurance for all forms of public events.
Those that fall in the category for event liability exposure include:
- Beer Garden / Beer Tent Events
- Musical Productions
- Sport Events
- Motor Vehicle Exhibitions
- Auto Shows
- Trade Fairs
- Fund Raisers
- Big Picnics
- Public Extravaganzas
- All went perfectly fine at the rodeo until an intoxicated participant walked across the street to enter the event and was hit by an automobile. The victim died as a result of the impact. The event's insurance company handled a comprehensive investigation that led to irrefutable proof that the dead man had a.26% blood alcohol level but was not given drinks by the rodeo employees. The entire matter was dropped without significant payout.